When the stakes are high, a second opinion is a good idea.

With our complimentary Second Opinion program, we can review your existing debt to see if we can help you save big money and enhance your financial wellness. Or, if we think you are already doing great, we'll be happy to report that as well.

Fill out this "second opinion" form and we'll get you our honest advice for your financial health. 1

Get Started

Only takes 2 minutes

1. This submission is not an application for credit and will not affect your credit score. You do not need to be a member of the NIH Federal Credit Union (NIHFCU) to submit this request. If you choose to apply for a loan, and are approved, you will need to successfully complete an NIHFCU membership application in order to fund your loan.

 All loans are subject to credit approval. Final rates and terms for all loans are based on a variety of factors, including credit history, type of collateral provided, payment method and other factors that may be lawfully considered.

 Additional conditions may apply for NIHFCU members with a current loan originated via Upgrade, Inc.

 For more information about NIH Federal Credit Union please visit NIHFCU.org.

Your information is confidential, safe, secure and adheres to our Privacy Policy.
NCUA – Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. 
EHO - We do business in accordance with the Fair Housing Act and Equal Credit Opportunity Act.